While many Singaporeans struggle with high living costs, one Grab delivery rider has figured out how to make the most of his income — and even enjoy a villa lifestyle across the Causeway.

Afiq Zayany, a Singaporean currently living in a two-storey golf villa in Johor Bahru, revealed through his YouTube channel Ringgit & Dollars that he earns between $4,000 and $6,000 monthly delivering food in Singapore. In a recent video, he proudly shared screenshots of his Grab earnings as proof — averaging around $200 per day.

The villa he lives in, which he showcased in a separate video, is reportedly worth about RM1.4 million (approximately S$424,600). Speaking to AsiaOne, Afiq confirmed that his monthly earnings typically hover around the $5,000 mark.

Previously an insurance agent, Afiq didn’t elaborate on why some delivery riders complain about their earnings. Instead, he credits his income to a strict work schedule and strong discipline.

“I follow a fixed routine, whether rain or shine,” he shared. “I set daily, weekly, and monthly targets — and I make sure I hit them. That’s how I keep my income stable.”

Work Smarter, Not Harder

Afiq typically works from 7am to around 2pm — roughly six to seven hours a day. In that time, he completes an average of 25 orders and earns about $200, which breaks down to almost $30 per hour.

“I don’t take days off unless I really need to,” he explained. “Some weeks, I do take a few days to rest or enjoy myself, but otherwise, I prefer working. I finish early anyway, so it’s not too tiring.”

Despite facing the occasional hiccup — like a motorbike breakdown that left him temporarily unable to work — Afiq remains undeterred. He also shared uplifting moments, such as customers leaving drinks and snacks for riders outside their homes, which makes him feel appreciated.

Crunching the Numbers

Afiq offered a closer look at how his income adds up. In one week in May, he earned $1,283.20 before incentives. By completing 180 orders that week, he also unlocked an additional $150 bonus.

He emphasized that the vehicle he uses plays a big role in his success — a Yamaha XMax scooter, which he described as reliable and cost-efficient. His total monthly spend for the bike, including loan repayments and maintenance, comes to about $460. For fuel, he pays just RM20 to RM25 (about S$6 to S$7.50) per day.

“If you’re serious about doing Grab, invest in a good bike,” Afiq advised. “It saves you a lot on breakdowns and maintenance in the long run.”

Keys to Success

When asked how others can achieve similar results, Afiq pointed to three things: discipline, consistency, and drive.

“You can set your own schedule, but that doesn’t mean you slack off,” he said. “Use the flexibility to your advantage — don’t misuse it.”

He also encouraged riders to set clear goals: “Know how much you want to earn each month, and anything extra is just a bonus.”

Most importantly, he urged aspiring riders to stay committed, regardless of weather conditions or setbacks.

“I’m not trying to brag,” Afiq said. “I just want to show people that it’s really possible to earn well doing this, if you stay focused and consistent.”

From villa living in JB to hitting financial goals one delivery at a time, Afiq’s story is proof that success doesn’t always come from traditional paths — sometimes, it just takes the right mindset and hustle.